Nurturing Our Retired Citizens		Resource Directory

FINANCES

ASSISTANCE WITH UTILITIES

Telephone Assistance Plan (TAP)
Provides eligible subscribers with a monthly credit on the basic service portion of their telephone bill.
Link-up
Provides eligible subscribers with reduced connection charges for their basic home telephone service.
Call your phone company to get application.

Administration for Children and Families Low Income Home Energy Assistance Program (LIHEAP)
www.acf.hhs.gov/programs/liheap
Federally-funded program helps eligible low income households meet their home heating and/or cooling needs.
Phone: 1-800-657-3805

Center for Energy and Environment
Home Improvement and Energy Loan Program
www.mncee.org
Low interest rate loans for energy improvement. No income restrictions.
Phone: 612-335-5881

Community Action for Suburban Hennepin (CASH)
www.cashenn.org
Works to improve the lives of low-income people.
Phones:
Energy expenses 952-933-9639 Heating expenses 952-930-3541

Salvation Army
HeatShare
www.salvationarmy.org
Last resort assistance for heating expense.
Phone: 612-767-2700

The Weatherization Assistance Program
www.eere.energy.gov/weatherization
Enables low-income families to permanently reduce their energy bills by making their homes more energy efficient.
Phone: 651-297-2545

FINANCIAL ASSISTANCE

Hennepin County
Income Services
www.co.hennepin.mn.us
Provide short-term, one-time assistance for persons in a financial crisis.
Phone: 612-596-1300

Jewish Family and Children's Service of Minneapolis (JFCS)
www.jfcsmpls.org
Serving people of all backgrounds. Provides a wide variety of services to the seniors. Offers small loans for eligible individuals.
For more information about JFCS see Appendix B.
Phone: 952-546-0616 TTY: 952-591-0041

Senior LinkAge Line
www.tcaging.org/senior.htm
Help is available to complete an application for public assistance programs over the phone or in person including applications for Medicare Savings programs and Medical Assistance.
Phone: 1-800-333-2433

St. Louis Park NORC
Scholarships are available for residents of St. Louis Parks for educational opportunities in the community, including the St. Louis Park Senior Program and Sabes Jewish Community Center.
For more information about NORC see Appendix A.
Phone: 612-518-6640

St. Louis Park Community Education Project SOAR
http://www.minnetonka.k12.mn.us/
Provides financial assistance for adults with disabilities to enable them to participate in community education programs and services.
Phone: 952-401-5077

St. Louis Park Emergency Program (STEP)
www.stepslp.org
Offers services to residents who are experiencing a crisis. Social workers are available to help with problem solving, advocacy and finding additional resources.
Phone: 952-925-4899

City of St. Louis Park
Home Rehab Programs
Offers home improvement financing, programs and services for single-family homeowners, condo and townhome owners and apartment owners.
Phone: 952-924-2196

FINANCIAL COUNSELING

A Little Help, Inc.
www.alittlehelpinc.com
Handles all your tasks related to record keeping, household management, and home office organization.
Phone: 952-887-5043

BookeepingHelp
www.bookeepinghelp.com
Searchable directory of bookkeeping, accounting & tax service professionals including certified senior advisors.
Database only. No phone number available

St. Louis Park Senior Program
Checkbook Counseling
Provides assistance in writing checks, balancing checkbooks, or setting up a schedule for paying bills.
For more information about Senior Program see Appendix C.
Phone: 952-928-6443

Community Action for Suburban Hennepin (CASH)
Consumer Credit Counseling Service
www.cashenn.org
Provides budget counseling, debt consolidation and individual development accounts (IDA's).
Phone: 952-933-9639 Toll Free: 1-888-577-2227

FamilyMeans
www.familymeans.org
Offers financial counseling programs for seniors and their families. Caregiver educational opportunities available upon request.
Phone: 651-439-4840

Jewish Family and Children's Service of Minneapolis (JFCS)
Older Adult Services
www.jfcsmpls.org
Serving people of all backgrounds. Provides in-home checkbook and bill paying services to their clients.
For more information about JFCS see Appendix B.
Phone: 952-546-0616 TTY: 952-591-0041

Social Security Office
Representative Payee Program
www.ssa.gov/payee/
Representative Payee is an individual or organization that receives Social Security and/or SSI payments for someone who cannot manage or direct the management of his/her money.
Approval is needed from your local Social Security office.
Phone: 1-800-772-1213 TTY: 1-800-325-0778

HOME EQUITY LOANS AND REVERSE MORTGAGES

Home Equity Loan: A loan secured on a home or second home. It can be up to the amount of home equity the homeowner has invested in his/her home.

Reverse Mortgage: A loan that allows a homeowner to convert the equity in his/her home into cash.

Banks marked with an * provide reverse mortgages.

Associated Bank
www.associatedbank.com
Phone: 952-544-3544
Info Line: 1-800-682-4989

Bremer Bank
www.bremer.com
Phone: 952-935-5145
Info Line: 1-800-908-2265

M & I Bank*
www.mibank.com
Phone: 952-544-3100
InfoLine: 1-888-464-5463

Citizens Independent Bank*
www.bankcib.com
Phone: 952-926-6561 Info Line: 952-925-3344

Community Action for Suburban Hennepin (CASH)
www.cashenn.org
Provides reverse mortgage counseling.
Phone: 952-933-9639

US Bank
www.usbank.com
Phone: 952-929-4150 Info Line: 612-872-2657

TCF Bank
www.tcfbank.com
Info Line: 612-823-2265 Toll Free: 1-800-328-0728

Wells Fargo Bank*
www.wellsfargo.com
Reverse Mortgage applications done by phone - not at local offices
Info Line: 1-800-869-3557 TTY: 1-800-877-4833
Mortgage Line: 1-800-288-3212

PROPERTY TAXES INFORMATION

Hennepin County
Property Tax Web Database
http://www2.co.hennepin.mn.us/pins/
Property information data bases. Also available through an automated phone system. The 13-digit Property Identification (PID) Number needed to use this service.
Phone: 612-348-3011

TAX HELP

American Association of Retired Persons (AARP)
Tax-Aide
www.aarp.org/money/taxaide
Offers assistance for seniors and low income or disabled persons in preparing their tax returns. Helps to find the site nearest you.
Phone: 952-858-9040

AccountAbility Minnesota
www.accountabilitymn.org
Dedicated to providing tax and accounting assistance to individuals and small businesses with limited means.
Phone: 651-287-0187

City of Minneapolis
Senior Ombudsman Office
www.ci.minneapolis.mn.us/seniors
Provides tax preparation assistance to people with disabilities and low-income households during tax season.
Phone: 612-673-3004 TTY: 612-673-2157

Department of Revenue
www.taxes.state.mn.us
State Tax Forms and Information.
Phone: 651-296-3781

Internal Revenue Service
www.irs.gov
Federal Tax Forms and Information.
Phone: 651-312-8082 Taxpayer Advocate Service: 651-312-7999

Sabes Jewish Community Center/Barry Family Campus
www.sabesjcc.org
Serving people of all backgrounds. Free tax preparation assistance for seniors and low-income households during tax season.
Phone: 952-381-3400

St. Louis Park Senior Program
Free tax preparation assistance for seniors and low-income households during tax season.
For more information about Senior Program see Appendix C.
Phone: 952-928-6444